{"id":2265,"date":"2021-09-22T12:10:16","date_gmt":"2021-09-22T15:10:16","guid":{"rendered":"https:\/\/blog.elasbank.com.br\/?p=2265"},"modified":"2022-05-18T17:19:05","modified_gmt":"2022-05-18T20:19:05","slug":"o-que-e-a-taxa-selic","status":"publish","type":"post","link":"https:\/\/blog.ladybank.com.br\/index.php\/2021\/09\/22\/o-que-e-a-taxa-selic\/","title":{"rendered":"O que \u00e9 a Taxa Selic?"},"content":{"rendered":"\n<p>A t\u00e3o falada Taxa Selic \u00e9 a taxa de juros b\u00e1sica do mercado financeiro brasileiro. Ela serve de base para nosso pa\u00eds, pois influencia todas as taxas de juros incidentes em empr\u00e9stimos e financiamentos. Inclusive influencia nas rentabilidades das aplica\u00e7\u00f5es financeiras vinculadas \u00e0 taxa de juros. Isso mesmo, a Taxa Selic tem o poder de impactar tanto devedores quanto poupadores. E sua influ\u00eancia vai bem al\u00e9m disso!&nbsp;<\/p>\n\n\n\n<p>Ela impacta de forma global, toda a economia como com\u00e9rcios, servi\u00e7os, ind\u00fastrias e at\u00e9 mesmo o governo. Trata-se de uma meta estabelecida pelo COPOM, o Comit\u00ea de Pol\u00edtica Monet\u00e1ria do Banco Central do Brasil. Por sua vez, o papel do COPOM \u00e9 controlar as metas de <a href=\"https:\/\/blog.elasbank.com.br\/index.php\/2021\/10\/08\/inflacao-e-taxa-de-juros-qual-a-relacao\/\">infla\u00e7\u00e3o<\/a>. Esses controles se fazem necess\u00e1rios para estabilizar o ambiente econ\u00f4mico. Assim, pode-se alcan\u00e7ar um patamar saud\u00e1vel para o desenvolvimento da economia do pa\u00eds.<\/p>\n\n\n\n<p>A Selic tem origem no Sistema Especial de Liquida\u00e7\u00e3o e Cust\u00f3dia. Nesse sistema, s\u00e3o transacionados e registrados os t\u00edtulos p\u00fablicos federais. Ou seja, \u00e9 onde s\u00e3o apuradas as taxas m\u00e9dias ajustadas desses t\u00edtulos diariamente.&nbsp;<\/p>\n\n\n\n<p>Devido a sua import\u00e2ncia para a economia brasileira, a Taxa Selic \u00e9 um instrumento de controle da atividade econ\u00f4mica. Por isso \u00e9 necess\u00e1ria para a condu\u00e7\u00e3o da pol\u00edtica monet\u00e1ria no Brasil. \u00c9 capaz de inserir moeda em circula\u00e7\u00e3o para aquecer o consumo e demanda de mercado. Ao mesmo tempo, pode retirar moeda que est\u00e1 em circula\u00e7\u00e3o, para conter gastos e a infla\u00e7\u00e3o.<\/p>\n\n\n\n<p>Por tudo isso, \u00e9 muito importante conhecer e acompanhar essa taxa que \u00e9 refer\u00eancia para nosso dinheiro tamb\u00e9m. O COPOM se re\u00fane a cada 45 dias para revisar e determinar a nova meta da Taxa Selic.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A t\u00e3o falada Taxa Selic \u00e9 a taxa de juros b\u00e1sica do mercado financeiro brasileiro. Ela serve de base para nosso pa\u00eds, pois influencia todas as taxas de juros incidentes em empr\u00e9stimos e financiamentos. Inclusive influencia nas rentabilidades das aplica\u00e7\u00f5es financeiras vinculadas \u00e0 taxa de juros. Isso mesmo, a Taxa Selic tem o poder de [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":3841,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[20],"tags":[233],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.4 (Yoast SEO v19.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O que \u00e9 a Taxa Selic? - blog da LadyBank<\/title>\n<meta name=\"description\" content=\"A Selic \u00e9 a taxa de juros b\u00e1sica da economia e o principal instrumento de pol\u00edtica monet\u00e1ria utilizado para controlar a infla\u00e7\u00e3o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.ladybank.com.br\/index.php\/2021\/09\/22\/o-que-e-a-taxa-selic\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O que \u00e9 a Taxa Selic? 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